Get Adobe Flash player

Archive for July 2011

Real Estate Investment System designed to help investors find creative financing and profit systems for real estate. System includes investment analysis software and multiple course books for real estate investment success.
Secrets to Real Estate Investing

Share

Commercial Property For Sale In Louisiana-Lease Agreements


Free Online Articles Directory




Why Submit Articles?
Top Authors
Top Articles
FAQ
ABAnswers

Publish Article

0 && $.browser.msie ) {
var ie_version = parseInt($.browser.version);
if(ie_version Login


Login via


Register
Hello
My Home
Sign Out

Email

Password


Remember me?
Lost Password?

Home Page > Finance > Real Estate > Commercial Property For Sale In Louisiana-Lease Agreements

Commercial Property For Sale In Louisiana-Lease Agreements

Posted: Sep 05, 2010 |Comments: 0
|




]]>

I will present one option and give you some details on how to accomplish some special financing for your new commercial property. In today’s unfriendly lending environment especially for commercial lending one good option is owner financing. If you have exhausted all your financing options with commercial banks and lending institutions you can try asking the owner to do what’s called owner finance and do a commercial lease or maybe even a lease purchase to accomplish two things, you get your property and the seller makes his sale and gets a good rate of return on the interest rate.

 

When you are in contract negotiations you can ask for and in today’s market many times get owner financing of many types of properties but sometimes with commercial properties it might be the owners’ only option to get his property sold. This is the most unfriendly lending market and environment there has been in at least the last 25-30 years making it very difficult to sale recreational land and even worse commercial property. When you have secured your owner financing some things to keep in mind are the terms of a lease agreement.

 

I will mention all the specific terms you need to keep in mind but to keep this article from going to long I will only go into detail on the more important issues you will want to key on. This is a list of the terms, term and rent, use, care and maintenance, alterations, ordinances and status, assignment and subletting, entry and inspection, possession, indemnification of lessor, eminent domain, destruction of premises, lessor’s remedies on default, security deposit, tax increase, common area expenses, notices, heirs assigns successors, option to purchase, and subordination.

 

I will now walk you through the most important of these terms. If you are the seller let me take you through one you better pay close attention to, option to purchase. Before you do an option to purchase with anyone you better pay what ever it takes to do a thorough back ground search on your buyer and I mean all the way to birth. One thing to keep in mind once you do a lease with option to purchase and your new tenant moves in if he does not perform it is a legal nightmare to get rid of them without much of an attorney they could cost you a year to remove them from your property I have seen it take this long. If you have a tenant make sure to put the burden of insurance on them this is one more tool you can use if you need to evict them.

 

This is just an outline of terms you will need to use in a commercial lease if you are looking for commercial property for sale in Louisiana but very important ones I will assure you. Commercial property, a commercial lease and owner financing of commercial property for sale is a more common occurrence today than in years past.

Retrieved from “http://www.articlesbase.com/real-estate-articles/commercial-property-for-sale-in-louisiana-lease-agreements-3206011.html

(ArticlesBase SC #3206011)

Watch your traffic increase just by submitting articles with us, click here to get started.
Liked this article? Click here to publish it on your website or blog, it’s free and easy!

Chuck Magee
About the Author:

Chuck Magee has been in the real estate business for two decades and has launched land for sale websites like http://www.alabamalandsource.com, http://louisianalandsource.com, and http://mississippi-landsource.com.

]]>
Questions and Answers

Ask our experts your Real Estate related questions here…

Ask

200 Characters left

Do lease agreements have to be notarized?
A business purchase agreement had a clause that required us to assume a lease. We found out that the co is not going to be able to renew the lease so the agreement is now void. Can they do that?
I have a 99yr lease on a commercial warehouse that the city is putting up for tax lien auction What happens to my lease.? does the tax lien holder have to assume that lease? Even if foreclosed later

Rate this Article

1
2
3
4
5

vote(s)
0 vote(s)

Feedback

Print

Re-Publish

0) {
ch_selected = Math.floor(Math.random()*ch_queries.length);
if(ch_selected == ch_queries.length) ch_selected–;
ch_query = ch_queries[ch_selected];
}
}catch(e){
ch_query = document.title;
}
]]>

Source:  http://www.articlesbase.com/real-estate-articles/commercial-property-for-sale-in-louisiana-lease-agreements-3206011.html

Article Tags:
commercial property for sale in louisisna, land, first south farm credit, financing

Related Videos

Latest Real Estate Articles
More from Chuck Magee


Signs of Life in Commercial Real Estate

Markets editor Jeremy Glaser takes a look at Simon’s bid for General Growth and what it says about the state of the commercial real estate market. (04:33)


How to Buy Commercial Real Estate

Learn how to purchase and secure commercial real estate property. (01:17)


Lon Rombough on Being a Grape Grower

Lon Rombough, author of The Grape Grower: A Guide to Organic Viticulture shares his passion for plants and growing grapes; a lifetime of study and practice as a world renowned plant breeder and grower. He shares his unique story while pruning grape vines and fruit trees on his farm property. (04:28)


How to Own Finance Commercial Real Estate

All healthy small and mid-sized businesses should eventually own their own real estate.It doesn’t take 20% down and large monthly payments to own commerical property in small business.
(06:56)


How to Get an Inherited Property Sales Tax Break

Kevin McCormally explains that when you sell inherited property, you have to pay tax according to the original value from the time the deceased died. (01:16)

Affordable Solutions For Potential Arizona Home Buyers

If you have been wanting your own home for a long time and were short on funds for a down payment, you can now purchase a home for your family for as little as 1% down if you qualify! The Arizona Home Buyer Solutions Gift Program is making affordable housing…

By:
Joel Mclaughlinl

Finance>
Real Estatel
Jul 22, 2011

New York Lake Property Offers You an Experience Like No Other

Are you ready for a break from big-city life? New York lake property offers exquisite beauty and peaceful surroundings like no other you will find. When you need relaxation, quiet time and the sounds of nature, this is the perfect place to find it. Majestic mountains, beautiful lakes and rolling…

By:
Joel Mclaughlinl

Finance>
Real Estatel
Jul 22, 2011

M3M Merlin spread 13.34 acres land area in Gurgaon

M3M MERLIN is a new residential property launched by M3M India at Sector 67, Golf Course Extn Road, Gurgaon over 13.34 acres land area. M3M Merlin would include 3-4 Bhk luxury apartments with best amenities and specifications at a very competitive price

By:
Sameer Singhl

Finance>
Real Estatel
Jul 22, 2011

Things to Look In Florida Commercial Real Estate

There is a positive trend in Florida and because of this; this could be the perfect time for you to make an investment in the city. And because of the numerous trends, the prices of Florida commercial real estate begin to rise again. There is an increase in demands of these types of properties because Florida is ornamented with all sorts of plans by developers to create a lot of commercial establishments.

By:
Eliza Aysonl

Finance>
Real Estatel
Jul 22, 2011

Miami Beach Luxury Condos – Tips in Acquiring One

The exquisite and elegant environment that the Miami Beach luxury condo offers tourist and vacationers feel at home while enjoying the sights and sounds of the city. Good thing that there are plenty of luxury condos that you can always pick for your vacation but you need to practice extra care in picking the right one because each of these condos come in different features and looks that fit different specifications and tastes.

By:
Eliza Aysonl

Finance>
Real Estatel
Jul 22, 2011

Using Video To Sale Land-YouTube And Being A Better Land Broker

If you need to sale more land and who does not fall into this category, start using video and YouTube in particular to accomplish this goal.

By:
Chuck Mageel

Marketing>
Social Marketingl
Jul 15, 2011

Mississippi Land for Sale Network Partners with National Land Network to Add Interactive Mapping To Their Website

Mississippilandsource.com has announced their association with Nationallandnetwork.com as a new technology partner. National Land Network is new to mapping technology but has many years in land sales giving them a unique perspective on the needs of buyers and sellers of rural real estate

By:
Chuck Mageel

Internet>
Internet Marketingl
Jun 13, 2011

Land For Sale-Your Clients Are Using Video Are You

We all know that everybody using YouTube has pimples from ear to ear or is a mom posting a baby doing something funny or is a stupid stunt by boys, well if this is what you think YouTube is you would be dead wrong. According to Google within 3-5 years 80% of all online advertising will include some type of video, are you using video to get your land for sale out over the internet?

By:
Chuck Mageel

Marketing>
Social Marketingl
Jun 04, 2011

East TX Land For Sale-How To Buy Foreclosed Property And Not Get Burned

If you are a normal person you would like to save money when buying anything and even more so on a large purchase like real estate, buying East TX property under foreclosure can save you thousands of dollars or be your worst nightmare. Learn where the hidden problems may be and let yours save you money.

By:
Chuck Mageel

Finance>
Real Estatel
May 28, 2011

Alabama Land For Sale-What To Expect With Earnest Money And Down Payments

Whenever you buy Alabama land for sale there are constants in the purchase process you must be ready for and know their place in the process.

By:
Chuck Mageel

Finance>
Real Estatel
May 21, 2011

Add new Comment

Your Name: *

Your Email:

Comment Body: *

 

Verification code:*

* Required fields

Submit

Your Articles Here
It’s Free and easy

Sign Up Today


Author Navigation

My Home
Publish Article
View/Edit Articles
View/Edit Q&A
Edit your Account
Manage Authors
Statistics Page
Personal RSS Builder
My Home
Edit your Account
Update Profile
View/Edit Q&A
Publish Article
Author Box


Chuck Magee has 125 articles online

Contact Author

Subscribe to RSS

Print article

Send to friend

Re-Publish article

Articles Categories
All Categories

Advertising
Arts & Entertainment
Automotive
Beauty
Business
Careers
Computers
Education
Finance
Food and Beverage
Health
Hobbies
Home and Family
Home Improvement
Internet
Law
Marketing
News and Society
Relationships
Self Improvement
Shopping
Spirituality
Sports and Fitness
Technology
Travel
Writing

Finance

Accounting
Banking
Credit
Currency Trading
Day Trading
Debt Consolidation
Insurance
Investing
Loans
Mortgage
Personal Finance
Real Estate
Taxes
Wealth Building

]]>

Need Help?
Contact Us
FAQ
Submit Articles
Editorial Guidelines
Blog

Site Links
Recent Articles
Top Authors
Top Articles
Find Articles
Site Map
Mobile Version

Webmasters
RSS Builder
RSS
Link to Us

Business Info
Advertising

Use of this web site constitutes acceptance of the Terms Of Use and Privacy Policy | User published content is licensed under a Creative Commons License.
Copyright © 2005-2011 Free Articles by ArticlesBase.com, All rights reserved.

Chuck Magee has been in the real estate business for two decades and has launched land for sale websites like http://www.alabamalandsource.com, http://louisianalandsource.com, and http://mississippi-landsource.com.

Share



Nationwide Capital Group, Corp. has the experience and expertise needed to provide you with the commercial real estate loan that best fits your organizations commercial capital needs. Contact Anthony Tomasso to discuss your Commercial Lending Requirements. Visit – nat-cc.com for more information

Share

Commercial Bank Financing And Small Business Debt Reductions


Free Online Articles Directory




Why Submit Articles?
Top Authors
Top Articles
FAQ
ABAnswers

Publish Article

0 && $.browser.msie ) {
var ie_version = parseInt($.browser.version);
if(ie_version Login


Login via


Register
Hello
My Home
Sign Out

Email

Password


Remember me?
Lost Password?

Home Page > Finance > Commercial Bank Financing And Small Business Debt Reductions

Commercial Bank Financing And Small Business Debt Reductions

Posted: Feb 02, 2010 |Comments: 0
|




]]>

Because of serious deficiencies with commercial banking services for small business owners, a prudent and logical response for business borrowers is to investigate the viable options for reducing their dependency on commercial debt and small business bank financing. A growing number of business owners are seeking business consulting advice about how to reduce commercial bank financing and small business debt.

In most cases, small business owners are not openly seeking a commercial lending struggle with their bank. It is a practical outcome to the increasing inability of banks and other business lenders to provide adequate amounts of working capital financing and business loans. It seems likely that most business owners have probably viewed their business banking relationships on a loyal and friendly basis over the years. Now as with many other business practices, massive changes are literally forcing small businesses to examine and revise their business financing strategies.

Evaluating whether there are realistic alternatives to replace their current bank financing and commercial debt would be one possible outcome for business borrowers. Refinancing business debt with a new commercial lending source would be a normal and practical result. For one example, exploring business financing options to obtain working capital financing elsewhere would be smart for a small business with a commercial line of credit that is about to be eliminated or reduced (as is now happening on a widespread basis).

It will be wise to explore small business finance alternatives even in situations where business owners are not being forced to acquire a new source for their commercial loans immediately. Very little notice has been provided to impacted commercial borrowers in most recent examples of banks which have revoked existing small business loans.

Small business owners analyzing whether it is feasible to permanently reduce commercial debt and small business bank financing is another effective business financing option. A focus on reducing overall business debt rather than merely finding a new home for small business loans would be the result of commercial borrowers pursuing this approach. This strategy permanently decreases interest expenses for the business when executed successfully. It will probably also improve credit ratings for the business and the business owners, and this can improve interest rates on whatever amount of business financing might still be needed.

The strategy of permanently reducing business debt is one which is likely to grow in popularity for commercial borrowers. There is a refreshing trend among individuals as well as businesses to stop using the services of companies which mistreat their customers on an ongoing basis. A casual review of any number of publications reveals that this kind of mistreatment is rampant among banks lending to small businesses. Since this disturbing trend is especially evident among larger banks, one small business financing option that deserves to be thoroughly evaluated is whether it is feasible to simply find a better and friendlier (and more effective) commercial lender. To the extent that many small businesses find that they still need some bank financing, certainly it seems that a worthy goal would be ensure that they find a good (effective) bank to replace a bad (ineffective) bank.

Retrieved from “http://www.articlesbase.com/finance-articles/commercial-bank-financing-and-small-business-debt-reductions-1811725.html

(ArticlesBase SC #1811725)

Watch your traffic increase just by submitting articles with us, click here to get started.
Liked this article? Click here to publish it on your website or blog, it’s free and easy!

Stephen Bush
About the Author:

Stephen Bush has provided candid advice to business owners for 30 years and is a working capital loans expert. AEX Commercial Financing Group offers small business financing and commercial real estate loans

]]>
Questions and Answers

Ask our experts your Finance related questions here…

Ask

200 Characters left

A business credit card debt was reported in my Personal Credit report as a O-9 (COLLECTION).Can a business debt that was open under my EIN be reported in my personal credit report? How can I remove it
How many commercial banks are in nigeria ?
How many commercial banks are there in the u.s ?

Rate this Article

1
2
3
4
5

vote(s)
0 vote(s)

Feedback

Print

Re-Publish

0) {
ch_selected = Math.floor(Math.random()*ch_queries.length);
if(ch_selected == ch_queries.length) ch_selected–;
ch_query = ch_queries[ch_selected];
}
}catch(e){
ch_query = document.title;
}
]]>

Source:  http://www.articlesbase.com/finance-articles/commercial-bank-financing-and-small-business-debt-reductions-1811725.html

Article Tags:
small business debt, commercial debt, small business, working capital, finance, lenders, lending, debt

Related Videos

Related Articles

Latest Finance Articles
More from Stephen Bush


Not Paying Your Debts

Isn’t it wrong not to pay your debts? (01:11)


How to Get Out of Debt

In this finance video learn what’s the best way to get yourself out of debt. (02:03)


How To Start Your Own Debt Cancellation Plan

Markita Aldridge discusses personal finance and where to start if you do your own debt cancellation plan (00:48)


Hurting Your Chances Of Getting Out Of Debt

Markita Aldridge discusses personal finance and what might hurt your chances of getting out of debt (00:55)


What Is The Best Credit Mix

Markita Aldridge discusses personal finance and what is the overall best credit mix (00:40)

Solutions For The Working Capital Loans Puzzle

Using a commercial loans puzzle analogy, this article describes practical business financing solutions available to business owners. The recent challenges seen with commercial lending probably resemble a working capital management puzzle in which the level of difficulty keeps changing.

By:
Stephen Bushl
Financel
Feb 02, 2010

Small Business Financing Success with Realistic Choices

As emphasized in this article, it is becoming increasingly critical for small business owners to first determine their effective working capital management options when making business financing decisions. This task is likely to be much more difficult than most business borrowers expect because of recent volatility in financial markets.

By:
Stephen Bushl
Financel
Jan 14, 2010

Will Small Business Finance Be the Next Big Bank Lending Problem?

This article discusses the need for small business owners to anticipate some developing small business finance problems. While avoidable in many cases, these commercial lending difficulties will require timely action.

By:
Stephen Bushl

Finance>
Bankingl
Dec 17, 2009
lViews: 114

Practical Alternatives For Commercial Finance Funding

When faced with business finance funding decisions, it is essential for business owners to determine their practical and effective alternatives. In the face of recent volatile conditions impacting financial markets, this will not be an easy task. For example, there has been much misinformation and confusion about the true availability…

By:
Steve Bushl
Financel
Jan 26, 2009

The need for small business owners

Very few banks have followed through on the assurances to return to a “normal” level of lending once they received bailout funding despite the apparent conclusion that the government bailouts helped to keep them operating

By:
Oli Osorhanl

Business>
Negotiationl
Jul 04, 2010

Real Estate Tax Credits – How to Take Advantage and Save Money

There are presently two common types of real estate tax credits in the U.S. that are applicable to residential homebuyers. Lets take a look at these two types of tax credits and their effect on the housing market.

Homebuyer tax credit this tax credit was instituted in response to the housing…

By:
Jim Callahanl
Financel
Jul 22, 2011

Tax Debt Relief the Basic Facts You Need to Know

Owing the IRS back taxes is a stressful situation to find yourself in. If you owe the IRS it is important to understand your rights and options for getting out of tax debt. The good news is that there are ways to get tax debt relief and there are plenty…

By:
Jim Callahanl
Financel
Jul 22, 2011

Will a Return to Traditional Values Save Our Economy?

As the debt talks prolong without real results, Americans are growing increasingly disenchanted with the government. Some think a return to fundamental American values is the answer.

By:
newsusacontentl
Financel
Jul 22, 2011

Tips to Find the Best Stock Broker

Finding the best stock broker is definitely a daunting task which can be annoying too. If you are not cautious while picking the best stock broker for your needs, you might end up paying too much money for the services of the best stock broker. A stock broker is just…

By:
David Patullol
Financel
Jul 22, 2011

What is a Financial Broker?

Broker is a name applied to persons who facilitate transactions between a seller/facilitator and his client. A financial broker is therefore a person who assists clients in getting financing or loans from a lending institution. He acts as an intermediary between the parties involved in the transaction. A broker may,…

By:
David Patullol
Financel
Jul 22, 2011

Business Financing without Banks Update

Business financing without banks is not a new idea, but the earlier reports advocating the concept were published prior to the recent commercial lending crisis. While the initial reasons for this business loan advice are still around, there are several new factors that have made the situation even more relevant.

By:
Stephen Bushl

Finance>
Bankingl
Jul 01, 2010

Small Business Finance and Commercial Lender Perspectives

Commercial borrowers are more likely to avoid difficulties with working capital loans and commercial loan alternatives by analyzing what caused recent uncertainties with small business finance services.

By:
Stephen Bushl

Business>
Small Businessl
Jun 10, 2010

Six Words Describing Working Capital Loans

This report provides a concise explanation of short-term small business financing and cash management issues with a simplified approach by describing working capital management options in six words.

By:
Stephen Bushl
Financel
Apr 28, 2010
lViews: 103

Seven Words To Describe Business Cash Advances

Merchant cash advances are one of the most effective working capital financing options but are frequently viewed as too complicated by small business owners. Here are several candid explanations in seven words to help provide a better understanding of business cash advance programs.

By:
Stephen Bushl
Financel
Apr 16, 2010
lViews: 145

Seven Words To Describe Commercial Mortgage Options

By providing several descriptions of commercial mortgage options in seven words, this article supplies small business owners with a concise and candid explanation of current commercial lending problems.

By:
Stephen Bushl
Financel
Apr 12, 2010
lViews: 132

Add new Comment

Your Name: *

Your Email:

Comment Body: *

 

Verification code:*

* Required fields

Submit

Your Articles Here
It’s Free and easy

Sign Up Today


Author Navigation

My Home
Publish Article
View/Edit Articles
View/Edit Q&A
Edit your Account
Manage Authors
Statistics Page
Personal RSS Builder
My Home
Edit your Account
Update Profile
View/Edit Q&A
Publish Article
Author Box


Stephen Bush has 52 articles online

Contact Author

Subscribe to RSS

Print article

Send to friend

Re-Publish article

Articles Categories
All Categories

Advertising
Arts & Entertainment
Automotive
Beauty
Business
Careers
Computers
Education
Finance
Food and Beverage
Health
Hobbies
Home and Family
Home Improvement
Internet
Law
Marketing
News and Society
Relationships
Self Improvement
Shopping
Spirituality
Sports and Fitness
Technology
Travel
Writing

Finance

Accounting
Banking
Credit
Currency Trading
Day Trading
Debt Consolidation
Insurance
Investing
Loans
Mortgage
Personal Finance
Real Estate
Taxes
Wealth Building

]]>

Need Help?
Contact Us
FAQ
Submit Articles
Editorial Guidelines
Blog

Site Links
Recent Articles
Top Authors
Top Articles
Find Articles
Site Map
Mobile Version

Webmasters
RSS Builder
RSS
Link to Us

Business Info
Advertising

Use of this web site constitutes acceptance of the Terms Of Use and Privacy Policy | User published content is licensed under a Creative Commons License.
Copyright © 2005-2011 Free Articles by ArticlesBase.com, All rights reserved.

Stephen Bush has provided candid advice to business owners for 30 years and is a working capital loans expert. AEX Commercial Financing Group offers small business financing and commercial real estate loans

Share



How NatWest understands and supports SMEs and details of different funding options recently provided by NatWest by Roger Fenwick, Regional Director, NatWest

Share

Commercial Real Estate Financing in Canada


Free Online Articles Directory




Why Submit Articles?
Top Authors
Top Articles
FAQ
ABAnswers

Publish Article

0 && $.browser.msie ) {
var ie_version = parseInt($.browser.version);
if(ie_version Login


Login via


Register
Hello
My Home
Sign Out

Email

Password


Remember me?
Lost Password?

Home Page > Finance > Real Estate > Commercial Real Estate Financing in Canada

Commercial Real Estate Financing in Canada

Posted: Aug 21, 2010 |Comments: 0
|




]]>

This article will discuss the topic of financing commercial investments in Ottawa. Please be aware that
 financing regulations change and this information is current as of today and subject to change based on 
new mortgage lending laws of the future. We have many clients who come to us interested in
 their dream commercial property. This can be a large multi-unit in Ottawa’s downtown or an office plaza 
for their thriving business. Whatever the situation, financing is a critical element of the equation to making the transaction happen. Many believe that the 
commercial lending system is similar to the residential system – relatively straightforward with little or no money down if required as an option. The truth is that when you enter the Ottawa commercial real estate realm you enter
 a world of tighter requirements for approval. No longer is your income relevant but rather it is all about the
 property, your credit score, and your experience.

 Many investors ask us, “At what point does a property get classified as commercial?” and the answer 
is that anything over 4 units is classified as commercial even if you are living in it. This means that you
 cannot finance any property over 4 units as if you were buying a residential property. Which also means 
a standard 5-20 % down payment does not apply. A typical commercial down payment can range from 20-30% down
depending on your financial strength. This can be a major obstacle for investors looking to tap into the 
Ottawa commercial real estate market. The property also dictates the market that one can purchase
 for, meaning that banks send sophisticated analysts to appraise the property and use that number to 
factor in the financing.

The Property:

Whether you make very little personally or a six figure salary – when it comes to commercial financing this 
is irrelevant. Commercial real estate tends to be more expensive. Banks cannot rely on the personal income of the prospective lender as few people earn enough to cover the loan on a multi-million dollar
 investment. Thus banks use more in depth methods to qualify the investor and gauge their risk. The first consideration is always the individual. Secondly,  the bank will take the property and analyze its condition, cash flow, cap 
rate, and run the numbers before it even considers financing for it. One must always be aware that the 
property is the main focus in commercial real estate and the numbers have to match in order for banks
 to approve. The operational efficiency of your unit and it’s earning potential are important elements if you’re an investor who plans on refinancing your existing property portfolio for the acquisition of further real estate. We touch on this at the pre-purchase phase when considering buying a property Literally keeping your house in order is always wise, especially, if you’re considering growing your portfolio and looking at larger commercial real estate.

Your Credit Score:

This goes without saying –  if you have bad credit history then the banks will simply not lend to you. We use a general rule of thumb that you must have a minimum of 640 as your FICO score in
order to qualify. Anything under this number will prove difficult when attempting to borrow. Your credit score will also 
dictate what interest rate you get. Higher scores receive better interest rates and borrowers have options if you’re considered credit worthy. Lower credit scores receive less competitive rates, and in some cases, higher interest rates than standard.

Your Experience:

Banks are in the business of lending to qualified investors; this means if a person comes forth with a large sum of cash and wants to buy a 55 unit building, they do not just give the money away. If the candidate does not have the previous experience in the commercial real estate sphere then banks will be reluctant to loan the money. Experience counts. It’s comparable to the loan on a start up business. The lender is seeking as much of an assurance of successful repayment of the loan with interest as possible. The belief is that if a new person with no experience purchases the large commercial real estate then there is a higher chance that they will fail when compared to an investor with many commercial units and lots of experience. We advise our new investors to consider larger properties at the beginning of their investment careers in an effort to enhance experience and portfolio value.
All these three factors come together to create the commercial mortgage and we work
very carefully to provide investors a big picture perspective prior to engagement so that our clients know 
what they are getting into. Unlike many commercial real estate brokerages, we provide full service that
 includes financing. This means the real estate agent knows at what phase the mortgage process is in and 
therefore can act accordingly without the back and forth of an external mortgage agent. Furthermore 
because we are a licensed mortgage firm we can get you the best rate, make it easy, and we work hard
 to ensure you are approved. The commercial real estate mortgage process can take months; therefore
 one small mistake can kill the deal. This is why it is critical to have an in-house team working together seamlessly through all of the stages of the property purchase process to
 ensure that nothing falls through and that you get that dream commercial property you’ve always considered.

Retrieved from “http://www.articlesbase.com/real-estate-articles/commercial-real-estate-financing-in-canada-3092652.html

(ArticlesBase SC #3092652)

Watch your traffic increase just by submitting articles with us, click here to get started.
Liked this article? Click here to publish it on your website or blog, it’s free and easy!

Phillip Mosely
About the Author:

Phillip Mosely is the Communications Manager and one of the associate brokers with Synercapital Real Estate Services, Inc. Synercapital specializes in investment and income property sales in the Ottawa, Ontario, Canada region. Synercapital also specializes in residential home sales and commercial leasing, Visit us at http://www.synercapital.ca

]]>
Questions and Answers

Ask our experts your Real Estate related questions here…

Ask

200 Characters left

How many real estate agents in canada ?
Which is best investment in India – Real Estate, Gold or Mutual Funds and why?
I’m a new real estate investor. What would be the best accounting software for me to use?

Rate this Article

1
2
3
4
5

vote(s)
0 vote(s)

Feedback

Print

Re-Publish

0) {
ch_selected = Math.floor(Math.random()*ch_queries.length);
if(ch_selected == ch_queries.length) ch_selected–;
ch_query = ch_queries[ch_selected];
}
}catch(e){
ch_query = document.title;
}
]]>

Source:  http://www.articlesbase.com/real-estate-articles/commercial-real-estate-financing-in-canada-3092652.html

Article Tags:
commercial real estate financing, financing an income property, commerical financing

Related Videos

Related Articles

Latest Real Estate Articles
More from Phillip Mosely


Real Estate Marketing Tips – Part 1

Learn how to: 60 Days to Your First Bargain Property – William Bronchick describes some aggressive marketing techniques that you can use to have motivated sellers with the creative terms you want find you. A.D. Kessler’s Real Estate Roundtable #297 Clip 1 from Creative Real Estate Magazine at www.cremag.com (01:41)


Real Estate Marketing Tips – Part 3

Learn how to: 60 Days to Your First Bargain Property – William Bronchick describes some aggressive marketing techniques that you can use to have motivated sellers with the creative terms you want find you.Real Estate Marketing Tips – Part 3
(01:50)


How to Own Finance Commercial Real Estate

All healthy small and mid-sized businesses should eventually own their own real estate.It doesn’t take 20% down and large monthly payments to own commerical property in small business.
(06:56)


Real Estate Financing Tips

John Schaub talks about what kind of financing you can expect to be available at different points in the real estate cycle. He offers tips on what areas and which types of properties the first-time real estate investor should be considering. (00:59)


Using Market Segmentation to Evaluate Real Estate Risk

In Chapter 7 of 9, New York City real estate development and financing professional Brett Goldman segments the Brooklyn residential market and identifies brownstone areas, marked by substantial recent price appreciation, as highest risk short term properties. (00:47)

Successful Financial Strategies for Buying Commercial Real Estate

Buying commercial real estate requires knowing all the hidden costs involved. Discover the key factors to look for before making this important investment decision.

By:
Kimberlyn Williamsl

Finance>
Real Estatel
May 21, 2008

Commercial Office Rental in Downtown Toronto Canada

Office Space Lease Rental Toronto. Get your Commercial Lease or for Rent Space in our Condos Downtown Toronto today!

By:
Tony Kovacsl

Business>
Corporatel
Mar 14, 2011

What Is A Reit

A REIT as we see in this part of this article, is a Real Estate Investment Trust. It can be a private or public firm.

By:
Saint George Utah Real Estatel

Business>
Small Businessl
Feb 17, 2010

Affordable Solutions For Potential Arizona Home Buyers

If you have been wanting your own home for a long time and were short on funds for a down payment, you can now purchase a home for your family for as little as 1% down if you qualify! The Arizona Home Buyer Solutions Gift Program is making affordable housing…

By:
Joel Mclaughlinl

Finance>
Real Estatel
Jul 22, 2011

New York Lake Property Offers You an Experience Like No Other

Are you ready for a break from big-city life? New York lake property offers exquisite beauty and peaceful surroundings like no other you will find. When you need relaxation, quiet time and the sounds of nature, this is the perfect place to find it. Majestic mountains, beautiful lakes and rolling…

By:
Joel Mclaughlinl

Finance>
Real Estatel
Jul 22, 2011

M3M Merlin spread 13.34 acres land area in Gurgaon

M3M MERLIN is a new residential property launched by M3M India at Sector 67, Golf Course Extn Road, Gurgaon over 13.34 acres land area. M3M Merlin would include 3-4 Bhk luxury apartments with best amenities and specifications at a very competitive price

By:
Sameer Singhl

Finance>
Real Estatel
Jul 22, 2011

Things to Look In Florida Commercial Real Estate

There is a positive trend in Florida and because of this; this could be the perfect time for you to make an investment in the city. And because of the numerous trends, the prices of Florida commercial real estate begin to rise again. There is an increase in demands of these types of properties because Florida is ornamented with all sorts of plans by developers to create a lot of commercial establishments.

By:
Eliza Aysonl

Finance>
Real Estatel
Jul 22, 2011

Miami Beach Luxury Condos – Tips in Acquiring One

The exquisite and elegant environment that the Miami Beach luxury condo offers tourist and vacationers feel at home while enjoying the sights and sounds of the city. Good thing that there are plenty of luxury condos that you can always pick for your vacation but you need to practice extra care in picking the right one because each of these condos come in different features and looks that fit different specifications and tastes.

By:
Eliza Aysonl

Finance>
Real Estatel
Jul 22, 2011

Purchasing An Income Property In Ottawa

Ottawa’s real estate market is hot. If you’re considering purchasing an income property as a sound investment, it could be one of the best ideas for long term growth in your portfolio. Read some of these tips for considerations prior to purchasing your property.

By:
Phillip Moselyl

Finance>
Real Estatel
Jul 13, 2010
lViews: 136

Add new Comment

Your Name: *

Your Email:

Comment Body: *

 

Verification code:*

* Required fields

Submit

Your Articles Here
It’s Free and easy

Sign Up Today


Author Navigation

My Home
Publish Article
View/Edit Articles
View/Edit Q&A
Edit your Account
Manage Authors
Statistics Page
Personal RSS Builder
My Home
Edit your Account
Update Profile
View/Edit Q&A
Publish Article
Author Box


Phillip Mosely has 2 articles online

Contact Author

Subscribe to RSS

Print article

Send to friend

Re-Publish article

Articles Categories
All Categories

Advertising
Arts & Entertainment
Automotive
Beauty
Business
Careers
Computers
Education
Finance
Food and Beverage
Health
Hobbies
Home and Family
Home Improvement
Internet
Law
Marketing
News and Society
Relationships
Self Improvement
Shopping
Spirituality
Sports and Fitness
Technology
Travel
Writing

Finance

Accounting
Banking
Credit
Currency Trading
Day Trading
Debt Consolidation
Insurance
Investing
Loans
Mortgage
Personal Finance
Real Estate
Taxes
Wealth Building

]]>

Need Help?
Contact Us
FAQ
Submit Articles
Editorial Guidelines
Blog

Site Links
Recent Articles
Top Authors
Top Articles
Find Articles
Site Map
Mobile Version

Webmasters
RSS Builder
RSS
Link to Us

Business Info
Advertising

Use of this web site constitutes acceptance of the Terms Of Use and Privacy Policy | User published content is licensed under a Creative Commons License.
Copyright © 2005-2011 Free Articles by ArticlesBase.com, All rights reserved.

Phillip Mosely is the Communications Manager and one of the associate brokers with Synercapital Real Estate Services, Inc. Synercapital specializes in investment and income property sales in the Ottawa, Ontario, Canada region. Synercapital also specializes in residential home sales and commercial leasing, Visit us at http://www.synercapital.ca

Share



Call 318-925-5948 To Rent this video. Shreveport Real Estate Lawyer Shreveport Real estate lawyers document and review real estate transactions. These transactions include commercial and residential property purchases, leases, inspections and appraisals. They also help resolve title insurance and environmental issues. When things go wrong in real estate transactions, real estate lawyers step in to file and defend lawsuits in court. Many local real estate lawyers in the Shreveport area also help lenders carry out home foreclosures, while others choose to help borrowers defend against foreclosure from lending agengies. Document Drafting is one of the main roles a Shreveport Real Estate Lawyer plays. Real estate attorneys prepare deeds for conveyance transactions, leases and rental agreements, purchase contracts and financing agreements. While Louisiana state law allows real estate agents to help clients fill out these types of documents, only licensed lawyers can actually draft and revise the documents. Business Law and Transactions,Commercial and Civil Litigation, Commercial Lending, Construction Law,Estate Planning, Environmental Law, Premises Liability Defense, and Probate, are other areas of practice.Real Estate, Zoning and Land Use Law are also areas of expertise. Real Estate lawyer real estate attorneys estate lawyer commercial real estate lawyer ahreveport real estate attorney closing attorney

Share

Commercial Refinance Mortgage Commercial Loans: What You Should Know


Free Online Articles Directory




Why Submit Articles?
Top Authors
Top Articles
FAQ
ABAnswers

Publish Article

0 && $.browser.msie ) {
var ie_version = parseInt($.browser.version);
if(ie_version Login


Login via


Register
Hello
My Home
Sign Out

Email

Password


Remember me?
Lost Password?

Home Page > Finance > Commercial Refinance Mortgage Commercial Loans: What You Should Know

Commercial Refinance Mortgage Commercial Loans: What You Should Know

Posted: Sep 23, 2010 |Comments: 0
|




]]>

A loan is a kind of lending product that an individual requires from a fiscal organization in order to fulfill his / her economic needs. In return, the user is liable to pay interest along with the total amount that he / she obtained in the form of loan. There are various kinds of loans offered to people depending upon their needs. Commercial loans are one kind of these financial products.

A commercial loan, just like the name suggests, is given to a person to fulfill his / her commercial requirements. The commercial requirements may be to fulfill an order, send a consignment, purchasing raw material or new machinery and the like.

Therefore, the main reason for getting a business loan is very different from other financial products in the way that it is intended to generate income. The funds received through commercial loan can be used for manufacturing or producing or for any other business needs. The amount offered in this kind of loan is usually larger than any personal loan.

Features of Commercial Loans

]]>

Just like it has been mentioned earlier, people take commercial loans to produce income Big business houses take commercial loans from banks to fulfill their production needs, or to complete a tender or for some other requirement of the company. The most common purposes of commercial loans include:

· Commercial loans are not considered for the purpose of domestic consumption.
· Banks offer commercial loans only to the business class men and women.
· Banks provide these loans for professional purposes at an interest rate that is lower in comparison to other types of loans.
· The time given to the borrower to repay the loan is usually lesser than other loans.
· The amount of money offered in commercial mortgages is always higher in comparison to other private loans.

Therefore, it can be said that commercial loans are the cheapest kind of lending product in the financial market as compared to any other borrowing product.

Requirements for Getting Commercial lending products

There are some specific requirements for getting a commercial loan approved from a financial institution. These are:

You have to clearly define your investment plans to the financial institution for which you are requesting the loan. You will have to get your material, goods or machinery insured by a reputed insurance company in order to ensure the repayment of loans amount to the lender in the event of an accident, fire or any other mishap. You will also have to present the details of the company you are dealing with, and the way in which you will use the loan amount, as well as any other information that the lending company might require.

Maintaining the accounts of the company is also essential, particular before and after having the loan sanctioned to you. Doing all the above mentioned steps is essential to have a commercial loan sanctioned.

To wrap up, draw the benefits of commercial loans in meeting your business needs and paying back in easy installments.

Start increasing your traffic today just by submitting articles with us, click here to get started.
Liked this article? Click here to publish it on your website or blog, it’s free and easy!

Trenton Mendez
About the Author:

To uncover additional advice or to book a free consultation please click this link:  <br /><a rel=”nofollow” onclick=”javascript:_gaq.push([‘_trackPageview’, ‘/outgoing/article_exit_link/3326581′]);” href=”http://www.commercial-refinance.org/commercial-loan-workout.htm”>Commercial Loan Workout Specialist </a>

]]>
Questions and Answers

Ask our experts your Finance related questions here…

Ask

200 Characters left

Since I am not and have never been late on a payment, my mortgage holders will not discuss modifying my loans. My income will continue to decrease. How can I be procative about getting some releif?
Our loan was modified and it was only about $160 less than our mortgage and the term is extended to 40 yrs we took it anyways as we were desperate that time, but can we still apply for refinance this
I’m in the process of a foreclosure, and I have a 1st & 2nd loan with the same bank. I know the 1st loan qualifies for the mortgage forgiveness act? What about the 2nd loan? I live in California

Rate this Article

1
2
3
4
5

vote(s)
0 vote(s)

Feedback

Print

Re-Publish

0) {
ch_selected = Math.floor(Math.random()*ch_queries.length);
if(ch_selected == ch_queries.length) ch_selected–;
ch_query = ch_queries[ch_selected];
}
}catch(e){
ch_query = document.title;
}
]]>

Source:  http://www.articlesbase.com/finance-articles/commercial-refinance-mortgage-commercial-loans-what-you-should-know-3326581.html

Article Tags:
Commercial Refinance, Commercial Mortgage Refinance, Commercial Refinance Mortgage, Commercial Loan

Related Videos

Related Articles

Latest Finance Articles
More from Trenton Mendez


Which Loan is Right for Your Business

Small Business Loan Options and Tips. Finding the right loan for your small business can be hard work. Christopher Hurn, an expert in commercial capital gives some helpful tips on how you can get the best loan for your business.
(05:30)


How Microcredit Helps the Poor

To help end poverty and give economic help to the poor, Vithal Rajan says we must provide credit to the poor. Such microcredit and commercial credit schemes – small unsecured loans – can unlock great economic activity and entrepreneurship. (02:57)


How Loans Hurt the Poor

Prabhu Guptara explains how loans are harmful for the poor. Charging interest on loans exacerbates the difference between the rich and poor; loans can increase poverty. The technical term for this is usury – usually understood to mean the charging of excessive rates of interest by loan sharks. (07:09)


What to Do If You Cannot Pay Your Student Loan

Janet Bodnar explains that there are ways to get a reprieve if you need it as well as other options available to you if you cannot keep up with your student loan payments. (02:57)


How to Get a Loan

A how to video on How To Have A Loan that will improve your debt, loans skills. Learn how to get good at debt, loans from Videojug’s hand-picked experts. (04:02)

Commercial Mortgage Refinance EVERYTHING YOU NEED TO KNOW ABOUT COMMERCIAL REFINANCE

Giving debt to business organizations is the primary basis of commercial financing. In view of the need to save themselves, banks and banking organizations are creating methods that help their customers stay afloat and possibly conquer the current economic crisis. Despite the fact that this threatens to be an overwhelming task, many institutions are choosing to adopt it. Perhaps this is because they can choose to either give in to the embarrassment of bankruptcy or fight to revive …

By:
Wade Princel
Lawl
May 19, 2011

NV Mortgage is Your Nevada Small Commercial Lending Leader

Whether you are looking to buy your first house, or it is time to upgrade or downsize, NV Mortgage is the Nevada small commercial lending company that will help you get the financing that will put you into the house of your dreams. Unlike other mortgage companies that will turn you down if you have had credit problems in the past, NV Mortgage will work with people who have all kinds of credit situations.

By:
Lance Petresl
Financel
Jun 29, 2011

Commercial Brokers Price Opinion Form – Even Hard Money Commercial Mortgage Lenders Have Tightened Lending Standards

In response to the slowing economy, downturn in real estate values and current “credit crunch” even highly flexible, private “hard money” commercial mortgage lenders have tightened their lending standards and adjusted their criteria.

By:
Real Estate Expertl

Finance>
Real Estatel
Oct 19, 2010

How Atlanta Homeowners Can Benefit From the New Home Loan Programs

The Federal Making Home Affordable Program has created a number of home loan programs that will help keep Atlanta families in their homes, stabilize Atlanta’s communities and assist Atlanta homebuyers during these troubled times.

By:
Atlanta Loan Prol

Finance>
Mortgagel
Apr 26, 2009

Overview of Commercial Mortgage Lenders

Commercial mortgages are very similar to residential mortgages, but there are some key differences. One of the most important is in the way lenders view commercial mortgages versus residential mortgages. Generally, lenders consider commercial mortgages to be much riskier, and this is reflected in more stringent lending criteria and higher interest rates. Most banks and other conventional lenders offer commercial mortgages, but as with residential mortgages, you must satisfy certain lending crite

By:
Jeremy Fosterl
Businessl
May 14, 2009

Mortgage and Asset-backed Bond Funds

Subprime mortgages are loans made to people with less than pristine credit. It’s a code word for those of us who have some sort of credit issue in our past and don’t make the cut as a “prime” borrower. For several years now, subprime borrowers have been getting subprime loans.

By:
Best Refinancingl

Finance>
Mortgagel
Dec 15, 2008

Being Able to Finance the Life You Want

Being able to finance the life you want means getting out of debt first. Being in debt can be a burden that you may be losing sleep over. If you are tired of worrying about the money you owe, it may now be the time to take steps to dig…

By:
Peter Skonctuehtl
Financel
Jul 23, 2011

Learn to Finance the Life You Want

Struggling with debt can be an overwhelming burden on your wallet and your emotions. If you are dealing with debt, you know how stressful making your monthly payments can be. Do you crave being able to finance a life you can afford without the stresses of debt? If so, here…

By:
Peter Skonctuehtl
Financel
Jul 23, 2011

Get Out of Debt and Finance the Life You Want

Many people struggle with the daunting and very often, overwhelming, matter of debt. Dealing with debt is not only draining on your wallet, but will also drain you emotionally. People struggling to get out debt often have higher levels of stress. Do you want to finance the life you really…

By:
Peter Skonctuehtl
Financel
Jul 23, 2011

Real Estate Tax Credits – How to Take Advantage and Save Money

There are presently two common types of real estate tax credits in the U.S. that are applicable to residential homebuyers. Lets take a look at these two types of tax credits and their effect on the housing market.

Homebuyer tax credit this tax credit was instituted in response to the housing…

By:
Jim Callahanl
Financel
Jul 22, 2011

Tax Debt Relief the Basic Facts You Need to Know

Owing the IRS back taxes is a stressful situation to find yourself in. If you owe the IRS it is important to understand your rights and options for getting out of tax debt. The good news is that there are ways to get tax debt relief and there are plenty…

By:
Jim Callahanl
Financel
Jul 22, 2011

Commercial Mortgage Refinance Commercial Refinance Real estate

Commercial Refinance real estate property is one way that you could take in order to help minimize your present financial condition.This option is actually a way for you to escape high interest rates and also a way for you to consolidate all the loans that you have.This technique may even assist you in getting an improved bargain and this could even ensure you get a prolonged loan term. You could also incorporate a deal which assists you in acquiring cash in addition to obtaining al…

By:
Trenton Mendezl
Financel
Apr 16, 2011

Commercial Mortgage Refinance Solutions in Business through Commercial Refinance

One of the best options for any business is commercial refinance. Successful business people are continually speaking of improved businesses but most people are still feeling the effects of an economy that does not grow. Lending institutions as well as banks have continued sticking to their resources and refusing loans to businesses. For a business to grow and remain sustainable it is important to seek measures that can help it in such an endeavor, with commercial refinance being th…

By:
Trenton Mendezl
Financel
Mar 31, 2011

Commercial Refinance Understanding Commercial Refinancing

To get great benefits you can look for commercial refinancing, if you have already acquired loan for your business and if you are not satisfied with your current loan. Commercial loans can also be refinanced just like any other loan. This decision however, cannot be made in a hurry. The reasons why your business needs refinancing is something that you will have to take time to understand. You can start searching for lenders who can provide refinancing loans once you have decided t…

By:
Trenton Mendezl
Financel
Mar 10, 2011

Commercial Loan Workout How to Refinance Your Business

Commercial refinance can be a terrific method for firms to deal with their excessive debt. With such a plan, a financial institution loans your small business capital to repay your existing debt. You then service this new mortgage that will ordinarily be at a lower interest rate than the financing you paid down or could have a longer term. The amount of the financing will be consolidated when a small business gets a commercial refinance mortgage. Instead of having lots of small pa…

By:
Trenton Mendezl
Financel
Mar 02, 2011

Add new Comment

Your Name: *

Your Email:

Comment Body: *

 

Verification code:*

* Required fields

Submit

Your Articles Here
It’s Free and easy

Sign Up Today


Author Navigation

My Home
Publish Article
View/Edit Articles
View/Edit Q&A
Edit your Account
Manage Authors
Statistics Page
Personal RSS Builder
My Home
Edit your Account
Update Profile
View/Edit Q&A
Publish Article
Author Box


Trenton Mendez has 5 articles online

Contact Author

Subscribe to RSS

Print article

Send to friend

Re-Publish article

Articles Categories
All Categories

Advertising
Arts & Entertainment
Automotive
Beauty
Business
Careers
Computers
Education
Finance
Food and Beverage
Health
Hobbies
Home and Family
Home Improvement
Internet
Law
Marketing
News and Society
Relationships
Self Improvement
Shopping
Spirituality
Sports and Fitness
Technology
Travel
Writing

Finance

Accounting
Banking
Credit
Currency Trading
Day Trading
Debt Consolidation
Insurance
Investing
Loans
Mortgage
Personal Finance
Real Estate
Taxes
Wealth Building

]]>

Need Help?
Contact Us
FAQ
Submit Articles
Editorial Guidelines
Blog

Site Links
Recent Articles
Top Authors
Top Articles
Find Articles
Site Map
Mobile Version

Webmasters
RSS Builder
RSS
Link to Us

Business Info
Advertising

Use of this web site constitutes acceptance of the Terms Of Use and Privacy Policy | User published content is licensed under a Creative Commons License.
Copyright © 2005-2011 Free Articles by ArticlesBase.com, All rights reserved.

To uncover additional advice or to book a free consultation please click this link:

Share



Joe Picello P 02 9446 8200 M 0430 539 246 E jpicello@mortgageport.com.au Joe joined the Mortgageport team in June 2010. With over 17 years’ experience working in the finance industry, he is a highly experienced Mortgage Consultant. Joe previously worked with the National Australia Bank for over 15 years specialising in home lending, private banking, business and commercial lending. In June 2008 he joined the finance broking industry, working as a mortgage broker for 2 years. Joe specialises in providing exceptional customer service and working to provide the best lending solution for his clients. As a member of MFAA, he’s accredited with a vast number of lenders.

Share



www.400bankers.com COMMERCIAL LOAN 100% LTV Use short term 100% LTV loans to flip properties. Commercial lenders, commercial loans, commercial financing, commercial lending, commercial real estate, commercial mortgage loan

Share